Broker, Correspondent Products; Credit Shifts; Moody's Weighs in on Non-QM

People have a choice in financing their home: debt or equity. (Debt, of course, is what supports our industry. Equity, however, has been experimented with for many years, with varying degrees of success. Here’s the latest on that . Skeptics say, “It’s all fun until the market heads south.) People don’t have a choice about eventually dying. No one lives forever, despite gym time, plant-based diets, or plastic surgery. The U.S. Census Bureau released a new report on projected life expectancy from 1960 to 2060. If anyone reading this cares, by 2060, life expectancy for the total American population is projected to increase by about six years, from 79.7 in 2017 to 85.6 in 2060. Increases in life expectancy are projected to be larger for men than women, although women are...(read more)

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